Unemployment

Information regarding the main causes of homelessness is always confusing. There are too many dynamic variables to limit the precision of data, even within a specific region and time range. Nonetheless, unemployment is consistently one of the most common causes of initial homelessness. Most studies rank it at the main cause. Others rank it as the second most common cause.

While so many were unable to work during the ‘Stay At Home’ order, the Eviction Moratorium was enacted to temporarily prevent evictions of the unemployed who were unable to pay their rent or mortgages. Otherwise, more of us could have become homeless by now. Unfortunately, it is not a perfect solution, and temporarily deprives landlords of their needed rental revenue.

Now that so many are able to return to work and earn revenue again, the past due accounts of rents and mortgages will continue to be a major expense for those who do not earn much more than a modest cost of living. Some could still become homeless. Some might need to relocate. Because some businesses will not recover, some of us will likely need to seek other employment.

Unpleasant predictions of increasing homelessness during the next few months might not be totally inaccurate, but mostly seem to be exaggerated. Most landlords and mortgage holders are likely to be more willing to negotiate reimbursements of delinquencies in order to avoid foreclosures and vacancies. It might be difficult to replace tenants while so many can not afford rents.

It seems that most within our Community who are still unable to work have already procured alternative employment. For some, such alternative employment is only temporary until they can resume their normal employment. Although no one should have become homeless because of unemployment during the eviction moratorium, a few are planning to relocate.